About Us

Getting you the mortgage you deserve

Working for you, not the Banks

MARKETS SERVED: GTA, Halton Region, Waterloo Region, Kitchener, Waterloo, Cambridge, Guelph, Oakville, Burlington, Toronto, Mississauga, Hamilton, and Niagara Falls.

Mortgage InGenuity is a Mortgage Brokerage in Kitchener and Waterloo offering great mortgage solutions and great mortgage rates. For most people in Waterloo Region, their mortgage represents their largest and lowest-cost debt obligation with our low mortgage rates, and their home is generally their most significant asset. That's why our mortgage plan is so important. The right mortgage plan with our competitive mortgage rates, can protect you from a financial downturn, save you thousands of dollars in interest, and help build your wealth over time.

With access to a vast network of over 50 lending institutions - including major banks, credit unions, trusts and other national and regional lenders, We have the tools to build a customized mortgage plan, with the features and options that meet your needs, whether you are:

  • purchasing your first or next home;
  • investing in property or buying a vacation/second home;
  • refinancing to boost cash flow and drive down debt; or,
  • looking at options for your mortgage renewal.

Our business is built primarily through referrals from satisfied customers all over Ontario. We have been Nominated for Small Business of the Year in 2015 and 16 by the Greater KW Chamber of Commerce, CMA BEST Mortgage Brokerage firm and Mortgage Broker of the Year. Your positive mortgage experience is essential! Your mortgage is a big decision and a powerful financial tool.

Our team will consistently provide you with the personal attention you deserve and treat you with the respect due a valued client. We understand you're making a commitment in buying a new home, refinancing your mortgage, or cashing out your home equity. So we make a commitment to you. We will help you choose the right mortgage loan for you. Not anybody else!

Ask me anything about mortgages, I can help

We look forward to helping you achieve your financial and homeownership goals.

Hercules Mina

Hercules Mina AMP

Vice President & Mortgage Broker

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